*{box-sizing:border-box;margin:0;padding:0}
:root{--az:#1A6EB5;--az-osc:#0D3B5E;--az-clar:#E8F3FC;--or:#C25000;--or-h:#A54200;--wa:#25D366;--wa-h:#1fad55;--txt:#1a1a1a;--txt2:#555;--borde:#e5e7eb;--r:8px}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;color:var(--txt);background:#fff;font-size:15px;line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:inherit;text-decoration:none}
.hdr{background:#fff;border-bottom:1px solid var(--borde);position:sticky;top:0;z-index:100;box-shadow:0 1px 4px rgba(0,0,0,.06)}
.hdr-inner{max-width:1140px;margin:0 auto;padding:0 24px;display:flex;align-items:center;justify-content:space-between;height:66px}
.logo{display:flex;align-items:center;gap:10px}
.logo img{width:40px;height:40px;border-radius:50%;object-fit:cover}
.logo-txt strong{display:block;font-size:14px;font-weight:700;color:var(--az);line-height:1.15}
.logo-txt span{font-size:11px;color:var(--or);font-weight:500}
.nav{display:flex;gap:20px;align-items:center}
.nav a{font-size:12.5px;font-weight:500;color:var(--txt);white-space:nowrap;transition:color .15s}
.nav a:hover,.nav a.active{color:var(--az)}
.hdr-cta{background:var(--wa);color:#fff;font-size:12px;font-weight:700;padding:9px 18px;border-radius:6px;white-space:nowrap;transition:background .15s}
.hdr-cta:hover{background:var(--wa-h)}
.hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;padding:4px;background:none;border:none}
.hamburger span{width:22px;height:2px;background:var(--txt);border-radius:2px;display:block}
.mobile-nav{display:none;background:#fff;border-top:1px solid var(--borde);padding:16px 24px}
.mobile-nav a{display:block;padding:10px 0;font-size:14px;font-weight:500;color:var(--txt);border-bottom:1px solid var(--borde)}
.mobile-nav a:last-child{border:none}
.mobile-cta{display:block;text-align:center;background:var(--wa);color:#fff;font-weight:700;padding:12px;border-radius:6px;margin-top:12px}
.btn-wa{display:inline-flex;align-items:center;gap:8px;background:var(--wa);color:#fff;font-size:13px;font-weight:700;padding:12px 22px;border-radius:6px;transition:background .15s}
.btn-wa:hover{background:var(--wa-h)}
.btn-az{display:inline-flex;align-items:center;gap:8px;background:transparent;border:2px solid var(--az);color:var(--az);font-size:13px;font-weight:700;padding:11px 20px;border-radius:6px;transition:all .15s}
.btn-az:hover{background:var(--az);color:#fff}
.btn-wa-out{display:inline-flex;align-items:center;gap:8px;background:transparent;border:2px solid rgba(255,255,255,.5);color:#fff;font-size:13px;font-weight:700;padding:11px 20px;border-radius:6px;transition:all .15s}
.btn-wa-out:hover{background:rgba(255,255,255,.1)}
.btns{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.inner{max-width:1140px;margin:0 auto;padding:0 24px}
.inner-sm{max-width:760px;margin:0 auto;padding:0 24px}
section{padding:64px 0}
.hero{background:var(--az);min-height:480px;display:flex;align-items:center;position:relative;overflow:hidden;padding:80px 0 72px}
.hero-img{position:absolute;inset:0;background-size:cover;background-position:center;opacity:.22}
.hero-content{position:relative;z-index:1;max-width:660px}
.eyebrow{font-size:11px;font-weight:600;color:var(--or);letter-spacing:.1em;text-transform:uppercase;margin-bottom:18px}
.hero h1{font-size:clamp(26px,4vw,48px);font-weight:800;color:#fff;line-height:1.1;margin-bottom:18px}
.hero-sub{font-size:16px;color:rgba(255,255,255,.78);max-width:520px;margin-bottom:36px;line-height:1.65}
.hero-loc{margin-top:28px;font-size:12px;color:rgba(255,255,255,.38);padding-top:20px;border-top:1px solid rgba(255,255,255,.1)}
.hero-sm{background:var(--az);padding:56px 0;text-align:center}
.hero-sm h1{font-size:clamp(22px,3.5vw,40px);font-weight:800;color:#fff;line-height:1.15;margin-bottom:14px}
.hero-sm p{font-size:16px;color:rgba(255,255,255,.75);max-width:600px;margin:0 auto 28px}
.stats{background:var(--az-osc);padding:44px 0}
.stats-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;text-align:center}
.stat-n{font-size:clamp(26px,3.5vw,40px);font-weight:800;color:var(--or);line-height:1}
.stat-t{font-size:12px;color:rgba(255,255,255,.6);margin-top:6px;line-height:1.45}
.risk-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:14px}
.risk{background:#fff;border-radius:var(--r);padding:20px;border-top:3px solid var(--or)}
.risk h3{font-size:13.5px;font-weight:700;color:var(--txt);margin-bottom:6px}
.risk p{font-size:12.5px;color:var(--txt2);line-height:1.55}
.serv-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(290px,1fr));gap:22px}
.serv{border-radius:10px;padding:30px;border:1.5px solid var(--borde)}
.serv.feat{background:var(--az);border-color:var(--az)}
.badge{display:inline-block;background:var(--or);color:#fff;font-size:10px;font-weight:700;padding:3px 9px;border-radius:20px;margin-bottom:14px}
.serv h3{font-size:17px;font-weight:700;color:var(--txt);margin-bottom:6px}
.serv.feat h3{color:#fff}
.serv .price{font-size:32px;font-weight:800;color:var(--or);line-height:1;margin-bottom:3px}
.serv .price-note{font-size:11px;color:#999;margin-bottom:20px}
.serv.feat .price-note{color:rgba(255,255,255,.5)}
.serv ul{list-style:none;margin-bottom:24px}
.serv ul li{font-size:12.5px;color:var(--txt2);padding:5px 0 5px 18px;position:relative;border-bottom:1px solid #f3f3f3}
.serv.feat ul li{color:rgba(255,255,255,.75);border-color:rgba(255,255,255,.1)}
.serv ul li::before{content:'';position:absolute;left:0;top:50%;transform:translateY(-50%);width:6px;height:6px;border-radius:50%;background:var(--or)}
.serv-btn{display:block;text-align:center;background:var(--wa);color:#fff;padding:12px;border-radius:6px;font-size:13px;font-weight:700;transition:background .15s}
.serv-btn:hover{background:var(--wa-h)}
.europa-strip{background:var(--az-clar);border-radius:var(--r);padding:18px 22px;margin-top:24px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px}
.europa-strip p{font-size:13px;font-weight:600;color:var(--az);margin-bottom:3px}
.europa-strip small{font-size:12px;color:var(--txt2)}
.steps{display:flex;flex-wrap:wrap;justify-content:center;gap:0;margin-top:36px}
.step{flex:1;min-width:140px;max-width:180px;text-align:center;padding:0 12px;position:relative}
.step:not(:last-child)::after{content:'';position:absolute;top:18px;right:-1px;width:2px;height:36px;background:rgba(26,110,181,.2)}
.step-n{width:38px;height:38px;border-radius:50%;background:var(--or);color:#fff;font-weight:800;font-size:15px;display:flex;align-items:center;justify-content:center;margin:0 auto 12px}
.step p{font-size:12.5px;font-weight:600;color:var(--az);line-height:1.4}
.dana-alert{background:var(--or);padding:22px 0}
.dana-alert h3{font-size:14px;font-weight:700;color:#fff;margin-bottom:5px}
.dana-alert p{font-size:12.5px;color:rgba(255,255,255,.88);line-height:1.55;max-width:700px}
.casos-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:18px}
.caso{border-radius:var(--r);overflow:hidden;border:1.5px solid var(--borde)}
.caso-img{height:180px;position:relative;overflow:hidden}
.caso-img img{width:100%;height:100%;object-fit:cover}
.caso-tag{position:absolute;top:10px;left:10px;background:var(--or);color:#fff;font-size:10px;font-weight:700;padding:3px 8px;border-radius:3px;letter-spacing:.04em}
.caso-body{padding:18px;background:#fff}
.caso-body h3{font-size:13px;font-weight:700;color:var(--txt);margin-bottom:7px;line-height:1.4}
.caso-body p{font-size:12px;color:var(--txt2);line-height:1.5;margin-bottom:8px}
.caso-result{font-size:12px;font-weight:600;color:var(--or)}
.faq-list{max-width:700px;margin:28px auto 0}
.faq-item{border-bottom:1px solid var(--borde)}
.faq-btn{width:100%;text-align:left;background:none;border:none;padding:16px 0;font-size:13.5px;font-weight:600;color:var(--az);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:12px;font-family:inherit}
.faq-btn .arr{color:var(--or);font-size:16px;flex-shrink:0;transition:transform .2s}
.faq-item.open .arr{transform:rotate(180deg)}
.faq-ans{display:none;padding:0 0 16px;font-size:12.5px;color:var(--txt2);line-height:1.6}
.faq-item.open .faq-ans{display:block}
.checks{list-style:none;margin:20px 0}
.checks li{padding:6px 0 6px 22px;position:relative;font-size:14px;color:var(--txt);border-bottom:1px solid var(--borde)}
.checks li:last-child{border:none}
.checks li::before{content:'';position:absolute;left:0;top:50%;transform:translateY(-50%);width:8px;height:8px;border-radius:50%;background:var(--or)}
.price-table{width:100%;border-collapse:collapse;margin-top:20px}
.price-table th{background:var(--az);color:#fff;padding:12px 16px;text-align:left;font-size:13px}
.price-table td{padding:11px 16px;font-size:13px;border-bottom:1px solid var(--borde)}
.price-table tr:nth-child(even) td{background:var(--az-clar)}
.price-table .feat-row td{background:var(--az);color:#fff;font-weight:700}
.price-table .feat-row td:last-child{color:var(--or)}
.price-val{font-weight:700;color:var(--or)}
.cta-final{background:var(--az-osc);padding:64px 0;text-align:center}
.cta-final h2{font-size:clamp(18px,3vw,30px);font-weight:800;color:#fff;margin-bottom:10px;max-width:580px;margin-left:auto;margin-right:auto;line-height:1.2}
.cta-final p{color:rgba(255,255,255,.55);font-size:13.5px;margin-bottom:30px}
.blog-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:20px}
.blog-card{border-radius:var(--r);border:1.5px solid var(--borde);overflow:hidden;transition:box-shadow .2s}
.blog-card:hover{box-shadow:0 4px 16px rgba(0,0,0,.1)}
.blog-card-top{background:var(--az-clar);padding:20px;border-top:3px solid var(--or)}
.blog-badge{display:inline-block;background:var(--or);color:#fff;font-size:10px;font-weight:700;padding:2px 8px;border-radius:3px;margin-bottom:10px}
.blog-card h3{font-size:14px;font-weight:700;color:var(--az);line-height:1.4}
.blog-card-body{padding:16px}
.blog-card p{font-size:12.5px;color:var(--txt2);line-height:1.5;margin-bottom:12px}
.blog-link{font-size:12px;font-weight:600;color:var(--az)}
.article-body{max-width:720px;margin:0 auto;padding:48px 24px}
.article-body h2{font-size:20px;font-weight:700;color:var(--az);margin:32px 0 12px}
.article-body p{font-size:14.5px;color:var(--txt);line-height:1.7;margin-bottom:16px}
.alert-box{background:var(--az-clar);border-left:4px solid var(--az);padding:16px 20px;border-radius:0 6px 6px 0;margin:20px 0}
.alert-box.orange{background:#fff8f5;border-color:var(--or)}
.alert-box h4{font-size:13px;font-weight:700;color:var(--az);margin-bottom:6px}
.alert-box.orange h4{color:var(--or)}
.alert-box p{font-size:13px;margin:0;color:var(--txt2)}
.form-wrap{background:#fff;border:1.5px solid var(--borde);border-radius:10px;padding:32px;box-shadow:0 2px 12px rgba(0,0,0,.06)}
.field{margin-bottom:18px}
.field label{display:block;font-size:13px;font-weight:600;color:var(--az);margin-bottom:6px}
.field input,.field select,.field textarea{width:100%;padding:10px 14px;border:1.5px solid var(--borde);border-radius:6px;font-size:13.5px;font-family:inherit;color:var(--txt);transition:border-color .15s;background:#fff}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--or)}
.field textarea{resize:vertical;min-height:100px}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.checkbox-wrap{display:flex;align-items:flex-start;gap:10px;margin-bottom:20px}
.checkbox-wrap input{width:16px;height:16px;margin-top:2px;accent-color:var(--or);flex-shrink:0}
.checkbox-wrap label{font-size:12.5px;color:var(--txt2);line-height:1.5}
.checkbox-wrap a{color:var(--az);text-decoration:underline}
.submit-btn{width:100%;background:var(--or);color:#fff;border:none;padding:14px;border-radius:6px;font-size:14px;font-weight:700;cursor:pointer;font-family:inherit;transition:background .15s}
.submit-btn:hover{background:var(--or-h)}
.form-note{font-size:11.5px;color:#999;text-align:center;margin-top:12px}
.success-msg{display:none;background:#e8f5e9;border:1px solid #c8e6c9;color:#2e7d32;padding:16px;border-radius:6px;text-align:center;font-size:14px;font-weight:500;margin-bottom:16px}
footer{background:var(--az-osc);padding:44px 0 24px}
.ft-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:36px;margin-bottom:28px}
.ft-brand strong{display:block;font-size:14px;font-weight:700;color:#fff;margin-bottom:8px}
.ft-brand p{font-size:12px;color:rgba(255,255,255,.45);line-height:1.65;margin-bottom:16px}
.ft-col h4{font-size:10px;font-weight:700;color:rgba(255,255,255,.3);letter-spacing:.08em;text-transform:uppercase;margin-bottom:12px}
.ft-col a{display:block;font-size:12px;color:rgba(255,255,255,.55);margin-bottom:7px;transition:color .15s}
.ft-col a:hover{color:#fff}
.ft-bottom{border-top:1px solid rgba(255,255,255,.07);padding-top:18px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px}
.ft-bottom p,.ft-bottom a{font-size:11px;color:rgba(255,255,255,.28)}
.wa-float{position:fixed;bottom:24px;right:24px;width:52px;height:52px;border-radius:50%;background:var(--wa);display:flex;align-items:center;justify-content:center;box-shadow:0 4px 18px rgba(0,0,0,.28);z-index:200;transition:transform .2s}
.wa-float:hover{transform:scale(1.08)}
.wa-float svg{width:26px;height:26px;fill:#fff}
.cookie-bar{position:fixed;bottom:0;left:0;right:0;background:var(--az-osc);padding:14px 24px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px;z-index:300}
.cookie-bar p{font-size:12.5px;color:rgba(255,255,255,.8);max-width:680px;line-height:1.5}
.cookie-bar a{color:rgba(255,255,255,.6);text-decoration:underline}
.cookie-btns{display:flex;gap:10px;flex-shrink:0}
.cookie-ok{background:var(--or);color:#fff;border:none;padding:8px 18px;border-radius:6px;font-size:12.5px;font-weight:700;cursor:pointer;font-family:inherit}
.cookie-more{background:transparent;border:1.5px solid rgba(255,255,255,.35);color:rgba(255,255,255,.75);padding:7px 14px;border-radius:6px;font-size:12.5px;cursor:pointer;font-family:inherit}
.bg-clar{background:var(--az-clar)}.bg-w{background:#fff}.bg-osc{background:var(--az-osc)}
.sec-title{font-size:clamp(20px,2.5vw,28px);font-weight:700;color:var(--az);margin-bottom:6px}
.sec-sub{font-size:14px;color:#888;margin-bottom:36px}
.text-center{text-align:center}
.mt-8{margin-top:8px}.mt-16{margin-top:16px}.mt-24{margin-top:24px}.mt-32{margin-top:32px}.mt-48{margin-top:48px}
.mb-8{margin-bottom:8px}.mb-16{margin-bottom:16px}.mb-24{margin-bottom:24px}.mb-32{margin-bottom:32px}
@media(max-width:900px){.nav{display:none}.hdr-cta{display:none}.hamburger{display:flex}.ft-grid{grid-template-columns:1fr;gap:28px}.field-row{grid-template-columns:1fr}.stats-grid{grid-template-columns:1fr;gap:16px}.steps{flex-direction:column;align-items:center;gap:20px}.step:not(:last-child)::after{display:none}}
@media(max-width:600px){section{padding:44px 0}.hero{padding:56px 0 48px}.serv-grid{grid-template-columns:1fr}.casos-grid{grid-template-columns:1fr}.btns{flex-direction:column}.btns .btn-wa,.btns .btn-az,.btns .btn-wa-out{width:100%;justify-content:center}.cookie-bar{flex-direction:column}}